We, at MpowerU appreciate the trust and information entrusted upon us by you, and seek to protect such information to the best extent possible, and only use the information in a manner provided in this privacy policy (“ Privacy Policy”)

The Privacy Policy is to be read along with and is also subject to MpowerU terms of use available at (“ Terms of Use”), and comes into effect from the date and time a user (“ User” or “ You”) registers with MpowerU, and accepts the Terms of Use laid provided for. By using the MpowerU Website (the “ Website” and “ Services”), you have agreed to permit to us the collection, storage, and use of the personal information you provide (including any changes thereto as provided by the User) for any of the services that MpowerU offers.

Our Privacy Policy tells you how MpowerU (“ MpowerU/ We/ Our”) collects, protects, uses, and shares your information in relation to the services provided through the Website (collectively, the “ Service”), and your choices about the collection and use of your information. This Privacy Policy shall apply to MpowerU and all its Affiliates.


By using our Service you understand and accept this privacy policy along with any changes as may be made from time to time (“ PrivacyPolicy”) and thereby expressly consent to our collection, use and disclosure of Personal Information (as defined below) in accordance with this Privacy Policy. If you are not agreeable to this, please do not use this Website or Services.

COLLECTION OF PERSONAL INFORMATION


  • Personal information such as your , password, e-mail address and phone number when you register at MpowerU.

  • With your permission, we may automatically collect some information about your hardware devices when you access MpowerU. For example, when you utilize our applications, we may collect your internet protocol (“ IP”) address and the type of mobile device you use and your geographic location. We also may collect information about your activity on MpowerU, such as information about your account usage, as well as information about how you interact with the Application. We may combine this automatically-gathered information with other information, including personal information we have collected about you.

  • If you permit cookies on your browser, we may receive and store certain types of information known as “cookies” when you accesses the Website.

  • Communications between you and MpowerU.

USE OF YOUR PERSONAL INFORMATION


  • In order to provide a personalised browsing experience, MpowerU may collect Personal Information from you in the manner provided in Clause 1 above, and only upon your consent to this Privacy Policy that MpowerU may use such Personal Information to improve its marketing and promotional efforts, to analyze usage, improve the content of MpowerU, product offerings, and to customise MpowerU’s content, layout, and services, in order to improve MpowerU with a view to optimise MpowerU for you and better tailor it to meet your needs.

  • If you have permitted MpowerU to track your IP address and save cookies in your device by accepting this Privacy Policy, to extend this personalized experience, MpowerU may track the IP address of your device and save certain User data on your device in the form of cookies. MpowerU uses this data only to deliver web pages to you upon request, to customize the site to your interests, to measure traffic within the Application, and with your consent let advertisers know the geographic locations of the Users. Please note that such portion of your data provided by you to MpowerU that may be personal or sensitive in nature, will not be provided to third parties without your consent. User data of a general nature such as demographics may however be revealed to external parties.

  • To ensure a seamless experience at the Website for you and to ensure your maximum benefit and comfort, we use or may use the data collected through cookies, log file, device identifiers, location data and clear gifs information to: (a) remember information so that you will not have to re-enter it during your visit or the next time you visit the site; (b) provide custom, personalized content and information, including advertising; (c) provide and monitor the effectiveness of our Services; (d) monitor aggregate metrics such as total number of visitors, traffic, usage, and demographic patterns on our website and our Services; (e) diagnose or fix technology problems; and (f) otherwise to plan for and enhance our service.

  • We use certain third-party analytics tools to help us measure traffic and usage trends for the Services. These tools collect information, which is not personal or sensitive in nature sent by your device or our Services, including the web pages you visit, add-ons, and other information that assists us in improving the Services. We collect and use this analytics information with analytics information from other Users in the form of anonymised logs, so that it cannot reasonably be used to identify any particular individual User.
  • In order to facilitate communications between you and other MpowerU users.
  • Please note that neither MpowerU, nor its Affiliates or any third parties engaged by MpowerU shall use the Personal Information to personally identify any User.

CONFIDENTIALITY


  • Any information shared by you during personal consultation (“Confidential Information”) shall be excluded from the definition of Personal Information and shall not be collected/used in the same manner as Personal Information as mentioned in clause 1 and 2 above.

  • Your Confidential Information shall not be disclosed or shared by MpowerU, its employees, its agents or any third party contractors, including the experts; either orally or in writing.

SHARING YOUR CONTENT


  • We may share Personal Information (including but not limited to, information from cookies, log files, device identifiers, location data, and usage data) with businesses that are legally part of the same group of companies that MpowerU is part of, or that become part of that group (“ Affiliates”). Our Affiliates may only use this information to help provide, understand, and improve the Service (including by providing analytics) and Affiliates’ own services (including by providing you with better and more relevant experiences).

  • We also may share your Personal Information as well as information from tools like cookies, log files, and device identifiers and location data, with third-party organizations that help us provide the Services to you. Our service providers will only be given access to your information as is reasonably necessary to provide the Services. All the Service Providers and third parties engaged by MpowerU shall be bound by adequate confidentiality terms to protect the Confidential Information and the Personal Information of the User so that such information is not used in any manner it is not intended to be used.

  • While sharing any information with any third party, we will remove parts of data that can identify you and share only anonymized data with other parties. We may also combine your information with other information in a way that it is no longer associated with you and share that anonymised aggregated information which cannot be traced back to you.
  • Please note that only Personal Information or content that you voluntarily disclose for posting to the Website, or post to any social media account owned and operated by MpowerU becomes available to the public. No other information provided by you is shared with the public. Once you have shared such information or made it public, the same may be re-shared by others, re-posted by MpowerU, or used by MpowerU for the purposes of analysis, research or studies.
  • MpowerU shall not ordinarily share the sensitive Personal Information of a User without their prior consent. You agree that MpowerU may share sensitive Personal Information of a User with any third party without obtaining the prior consent of the User in the following limited circumstances:
    • When it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offences. These disclosures are made in good faith and belief that such disclosure is reasonably necessary for enforcing the Terms of Use, this Privacy Policy, or for complying with the applicable laws and regulations.
    • MpowerU proposes to share such information within its group companies and officers and employees of such group companies for the purpose of processing personal information on its behalf. MpowerU also ensures that the recipients of such information agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.

These Terms of Use were last updated on March 27, 2019 and are deemed effective as amended as of this date.

Terms of Use

These are the rules that govern your access and use of the MpowerU platform (do's and don'ts).